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Consumers beware! Business Startup Attorney in South Africa did you know that anybody who is interested in being a general contractor in Washington State and has the petty cash of $109.70 for a license and a bond fee of only $12,000.00, is able to work at this professional trade? A specialty contractor’s bond is only $6,000.00. No knowledge or testing required. Rip-offs are welcome.

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This means Joe Blow, without any experience–or at best, minimal knowledge, may be hired to build your house. Then Mr. Blow will turn around and hire incompetent sub-contractor’s or specialty sub-contractors, breach the contract, file bankruptcy, be forgiven in court for the debts they owe at the homeowner’s expense and cause numerous liens on their property.

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Then these wannabe contractors are able to recycle their crime and start another business under another name, over and over again. Estate Lawyers Near Me¬†guess what? It’s all legal in Washington State and they know this. This careless practice and fraudulent crime against homeowners and taxpayers are not tolerable in such states as California and Florida. This is another reason that there is so much construction going on in the State of Washington. It’s easy-pickings for contractor criminals.

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The property owner has the burden of proof. They are the victims. Fraud has a different meaning in Washington State. In bankruptcy court, fraud is very hard to prove. If proven against the contractor, the homeowner has a slight chance of seeking a judgment, but collecting that is another challenge. All these crooks have to explain is they went over their heads in expense. The fact is they underestimate the job, usually on purpose. In their trade, the terminology is called “low-balling.” They take draws of money from what the property owner has paid, then fund other projects and don’t pay their supplier’s bills they have in the victim’s name. This results with liens on the property owner.

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The sub-contractor are protected under the responsibilities of the general contractor, whatever that is worth. Be acquainted with everybody who sets their foot on your property. Write down company names and vehicle license numbers. And if you file a lawsuit and hire an attorney, make double sure the lawyer is competent. Call your state Bar Association to check the status regarding disciplinary actions or complaints against the attorney you choose.

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There are reliable, capable and honest people who work as contractors and lawyers, Cheap Lawyers Near Me but the crooked and incompetent ones have put them few and far between, and that truly is a shame.

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My chalet-style house has been completed now for three years, but it stood in limbo for seven months in a tangled web of failed inspections and citations. I use to pride myself in the decisions I made in business and investments, but now I am so skeptical of the system and how it works against victims, like myself. My experience was a devastating blow to my confidence and trust.

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Perhaps readers will join my cause for justice. The rules and laws are too slack and unjust. Just remember wherever you live, in whatever state, please protect yourself and your investment. Be cautious, alert and informative about your decisions when hiring a general contractor or specialty contractor. And it also goes for the attorney you hire. Pass this information and advice to your family and friends, “consumers beware of unscrupulous contractors and attorneys.”

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The confusing world of credit repair can be stressful and time consuming. Lexington is billed as a consumer advocacy law firm with over 20 years experience. They offer a network of attorneys and paralegals throughout 18 states to work for you using their knowledge of consumer law.

Initially, you will be offered a consultation. From there a level of service is recommended based on your needs. For each, there is a flat monthly fee. The benefit to this is that there is no billing per deletion so you always know what you will pay each month. Those considering this should also be aware of the First Work fee. This fee is $99.95 regardless of the service you choose and is charged after the first round of disputes is completed.

At the Regular level, $59.95, you can expect to receive unlimited number of disputes, and no charge for phone, email and chat support, as well as a same day consultation. They will begin gathering information about your case the day you sign the retainer agreement.

They recommend that you retain their services for 12 months to receive the maximum benefit; however, you are free to cancel at anytime without penalty. You should be aware that you are able to submit disputes on your own free of charge, as often as you would like. Further, if you feel that you can not afford these services, they also offer a free guide so that you can begin working on it immediately, and keep them in mind should you find the process overwhelming and feel the need for assistance. However you choose to fix your fico score realize that you are fully capable and legally able to do this.

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If you are thinking about filing bankruptcy, then perhaps you should think twice and reread the laws first before doing such a drastic measure. Bankruptcy laws have changed and you will notice that it is harder to file bankruptcy these days than before. To give you an overview of the changes in the bankruptcy laws, here are some of the most important points you should consider.

Before, bankruptcy filers can choose between two types of bankruptcy that will work for them - chapter 7 bankruptcy for liquidation and chapter 13 bankruptcy for repayment. Most people choose chapter 7 bankruptcy plan over chapter 13. While you can still choose between these two types under the new law, there is now restricted eligibility for those opting for chapter 7 bankruptcy. Those people with higher incomes are not eligible for chapter 7 bankruptcy anymore.

As for chapter 13 bankruptcy, it also has become complicated since those who fall under this plan should not only hand over all their disposable income, but also calculate their allowed expense amounts. This further depletes the money of the chapter 13 bankruptcy filer. It's a whole lot more complicated than the old laws governing bankruptcy.

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